Credit Manager - Retail CreditAurangabad

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  • CategoryBanking
  • Sub CategoryOfficer
  • LocationAurangabad
  • CompanyHDFC Bank
  • Posted date on our Website13 April 2013
  • Expiration Date12 May 2013

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Here are the details of Credit Manager - Retail Credit job in HDFC Bank. This job or placement paper has been sourced from either company website or newspaper or other media and from students who appeared for this job. User is requested to verify the data before applying for the job.

Work Location:- Aurangabad, Pune

Posted Date:- April 12, 2013

Job Requirements:-

The applicant should be a CA / ICWA or Post Graduate in Finance/Commerce.
Prior knowledge of Retail Assets Product and Policies will be an added advantage.
The employee should be well versed with MS Office esp. MS PowerPoint and MS Excel

Job Responsibilities:-

    To ensure portfolio quality for the Product in the location, while maintaining the service levels (TAT) to the customer (Internal and External).
    To reduce data entry errors as part of underwriting
    Adherence to the policy/process laid out by the Central team on all applications being processed
    To monitor non starters/Cheque bounce trends, maintain adequate knowledge of channels and their sourcing pattern.
    To give feedback to channels/vendors on a monthly basis on their performance levels and take corrective action to improve the efficiency.
    To ensure Audit compliance and regulatory compliance for the location.
    To ensure Deferral Clearance by Coordinating with Customer, Sales and OPS Team.
    To interact closely with other functions such as Sales/Operations/Collections/CPU/Policy/Product etc in ensuring a smooth day to day functioning at the location.

About HDFC Bank:-

HDFC Bank is a young and dynamic bank, with a youthful and enthusiastic team determined to accomplish the vision of becoming a world-class Indian bank.

HDFC Bank operate broadly in two major categories: Retail Banking & Wholesale Banking. Retail Banking comprises Assets & Liabilities functions, whereas Wholesale Banking includes Allied Functions & Operations.
Working at HDFC Bank - Why should i Join HDFC Bank?

HDFC Bank business strategy emphasizes the following :

  • Increase our market share in India’s expanding banking and financial services industry by following a disciplined growth strategy focusing on quality and not on quantity and delivering high quality customer service.
  • Leverage our technology platform and open scaleable systems to deliver more products to more customers and to control operating costs.
  • Maintain our current high standards for asset quality through disciplined credit risk management.
  • Develop innovative products and services that attract our targeted customers and address inefficiencies in the Indian financial sector.
  • Continue to develop products and services that reduce our cost of funds.
  • Focus on high earnings growth with low volatility.

Contact Details:

Address of HDFC Bank:-

HDFC Bank House
Senapati Bapat Marg
Lower Parel
Mumbai-400 013.

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