Dear Tarique,
After class XII with commerce, you can pursue graduation and may also apply for professional courses like the five year integrated law degree course, or the three or four-year hotel management degree course or Bachelor of Fine Arts in fine arts/ applied art or an undergraduate programme in design, fashion design or allied programmes that are suitable for those with aptitude for drawing/ sketching. Courses for commerce students include the traditional B.Com, B.Com course with vocational courses like taxation, computer applications, etc, B. Com (Banking & Insurance) and B.Com (Accounting & Finance) and they can also apply for Bachelor's in Business Studies/ Administration, BMS, BMM, BCA, economics or switch to BA. Alongside B.Com value-addition could be through the insurance qualifications offered by the Insurance Institute of India (www.insuranceinstituteofindia.com) or actuarial training .